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A credit union is a not-for-profit, member-owned financial institution. Unlike banks, which are typically owned by shareholders and driven by profits, credit unions are cooperatives. That means any earnings are returned to members in the form of lower fees, improved services, and community support.

If you’re considering buying property in Libby, Montana, whether it’s your first home, some land with a view, or a place to settle down long-term, understanding your real estate financing options can help you move forward with confidence

A Checking Account is the hub of your financial life—it’s where your paycheck lands, where you tap your debit card at the coffee shop, and how you pay your bills on time. However, not all Checking Accounts are the same. The right account can save you time, reduce fees, and even reward you for everyday spending.

Buying your first home is exciting, but it can also feel overwhelming. From understanding different types of home loans to getting your finances in order, there’s a lot to consider. Lincoln County Credit Union is here to make your home-buying journey smoother and more straightforward. Whether you’re looking for guidance on mortgage options or you’re preparing to apply, we’re ready to help you take the next step toward homeownership.