Electronic Services
Direct Deposit
Skip the Teller Line and Have Your Money Directly Deposited Into Your Accounts
Your busy schedule doesn’t always leave time to run errands. And even when you have the time, you don’t want to spend it traveling to the credit union to deposit a check. LCCU offers the time-saving convenience you want with Direct Deposit and Payroll Deduction. All you need is our routing number, 292177725, and your member number.
Direct Deposit
You can deposit your entire paycheck (less taxes and deductions) into your LCCU Checking Account, as well as Social Security, and other benefit pension checks.
Payroll Deduction
Carve out a portion of your paycheck and deposit it automatically into one or more accounts. This is an easy way to accumulate more savings with a disciplined strategy, and you can raise or lower the amount of your deduction at any time. Sign up for these valuable services through your employer’s payroll department. Or call LCCU at (406) 293-7771 and we’ll be happy to assist you.
Bill Payer
View, Manage and Pay Your Bills Online
With LCCU's free Bill Payer you can view, manage, and pay all of your bills from the convenience of any computer or smartphone. Bill Payer’s easy payment scheduling features will help you avoid late fees and meet payment deadlines while allowing you to consolidate all of your bill payments on one secure site. You'll also cut back on trips to the post office and save money on stamps.
Paying a bill has never been easier. Choose a company to pay, the date you want the bill paid, the amount to pay, include your account number and it's done. Your bill is paid. And best of all, it's FREE, so you can simplify your life and have more time to do the things you enjoy.
Reorder Checks
Electronic Fund Transfers
Lincoln County Credit Union utilizes the latest technology to process your transactions. But occasionally, members need to report issues regarding electronic transactions. We’re happy to assist you with these inquiries.
In Case of Errors or Questions About Your Electronic Funds Transfers (EFT's)...
For security purposes, Lincoln County Credit Union does not accept e-mails regarding errors or questions about EFT's. Please call us at (406) 293-7771 or write to us at the following address:
Lincoln County Credit Union
P.O. Box 1586
Libby, MT 59923
As soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer on the statement or receipt, please contact us. We must hear from you no later than 60 days after we sent, or made available to you, the FIRST statement on which the error or problem appeared.
Tell us your name and account number (if any)
Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information
Tell us the dollar amount of the suspected error
We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will credit your account for the amount you think is in error, so that you will have the use of the money during the time it takes us to complete our investigation.
Debit Card Information
If your card has been lost or stolen call us at 406-293-7771. If it is after hours contact 1-855-219-5399. For fraud/disputes contact 1-833-288-1126.
To activate and/or set PIN # call 1-800-717-4923.
