Checking Accounts


Kasasa® Checking Accounts Comparison

Account Free Kasasa Cash® Free Kasasa Cash Back® Free Kasasa Tunes®
Best For High Balances Debit Card Use Refunds
Rewards - 4.00% APY* on balances up to $10,000
- 4.00% to 0.59% APY on balances over $10,000 depending on balance in account*
- 0.05% APY* if qualifications aren't met
- Link to free Kasasa Saver® to build savings automatically
3.00% cash back on debit card purchases*
Cash back earned on up to $300 in purchases monthly
Earn up to $108 cash back per year, $9 per month
Link to free Kasasa Saver® to build savings automatically
- Earn up to $10 in refunds for iTunes®, Amazon®, or Google Play™ purchases every month*
- Get $20 in refunds on these purchases at sign up*
Monthly Maintenance Fee None None None
Free ATMs? Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)* Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)* Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
Free Online Banking & Bill Pay? Yes Yes Yes
Free MasterCard® Debit Card? Yes Yes Yes
Minimum Opening Deposit None None None

E-Statements are required for Kasasa products

Kasasa Personal Checking

Free Kasasa Cash®

  • Free checking that pays high dividend earnings

  • Refunds on ATM withdrawal fees, nationwide*

  • Link to free Kasasa Saver® (to automatically save and earn)

Free Kasasa CashBack®

  • Cashback on your debit card purchases*

  • Refunds on ATM withdrawal fees, nationwide*

  • Link to free Kasasa Saver® (to automatically save and earn)

Free Kasasa Tunes®

  • Earn refunds every month on iTunes®, Amazon®, or Google Play™*

  • Refunds on ATM withdrawal fees, nationwide*

  • Get $20.00 in refunds on purchases at sign-up*


FREE Kasasa Cash® Checking

Earn really high dividends on your checking balance and get refunds on ATM withdrawal fees, nationwide!

  • Free checking that pays high interest

    4.00% APY* on balances up to $10,000.00

    • 4.00% to 0.59% APY on balances over $10,000.00 depending on balance in account*

    • 0.05% APY* if qualifications aren't met

  • Refunds on ATM withdrawal fees, nationwide (up to $25.00 monthly)*

    • Per transaction limits: $4.99 per transaction; $5 calculated fee divisor

  • Link to free Kasasa Saver® to build savings automatically

  • No minimum balance to earn rewards

  • No monthly maintenance fees

  • Free online banking with bill pay

    • Free e-statements

  • Free mobile banking

  • Free MasterCard® debit card

  • No minimum deposit to open

Qualifying for Kasasa Cash Rewards Is Easy…

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases

  • Be enrolled in and log into online banking

  • At least 1 direct deposit, ACH payment, or bill pay transaction

And if you don’t meet these qualifications, don’t worry — your account is still free, and you’ll earn our base rate. As a plus, you can get right back to earning your full rewards the very next cycle that you qualify.



FREE Kasasa CashBack® Checking

  • Free checking that pays you back

  • Earn 3.00% cashback on debit card purchases

    • No category restrictions on purchases

    • Cashback earned on up to $300.00 in purchases monthly

    • Earn up to $108.00 cashback per year, $9.00 per month

  • Refunds on ATM withdrawal fees, nationwide (up to $25.00 monthly)

    • Per transaction limits: $4.99 per transaction; $5.00 calculated fee divisor

  • Link to free Kasasa Saver® (to automatically save & earn)

  • No minimum balance to earn rewards

  • No monthly maintenance fees

  • Free online banking with bill pay

    • Free e-statements

  • Free mobile banking

  • Free MasterCard® debit card

  • No minimum deposit to open  

Here’s How Easy it is to Qualify for Kasasa CashBack Rewards…

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa CashBack account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases

  • Be enrolled in and log into online banking

  • At least 1 direct deposit, ACH payment, or bill pay transaction

Don’t worry if you don’t meet these qualifications— your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.


FREE Kasasa Tunes® Checking

  • Free checking that pays you to shop online

  • Earn up to $10.00 every month in refunds on iTunes, Amazon, or Google Play purchases

  • Get $20.00 in refunds on iTunes, Amazon, or Google Play purchases at sign up

  • Refunds on ATM withdrawal fees, nationwide (up to $25.00 monthly)

  • No monthly maintenance fees

  • No minimum balance to earn rewards

  • Free online banking with bill pay

    • Free e-statements

  • Free mobile banking

  • No minimum deposit to open 

It’s easy to qualify for rewards…

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Tunes checking account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases

  • Be enrolled in and log into online banking

Even if you don’t meet these qualifications, your account is still free…Plus, you can get right back to earning your cash rewards the very next cycle that you qualify.


FREE Kasasa Saver

  • Free account that builds your savings effortlessly

  • Links to free Kasasa Cash® or Kasasa CashBack® checking

  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings

  • 1.00% APY* on balances up to $10,000.00

  • 1.00% to 0.32% APY on balances over $10,000.00 depending on the balance in the account

  • 0.05% APY* if qualifications are not met

  • No monthly maintenance fees

  • No minimum balance to earn rewards

  • Free online banking

  • Free e-statements

  • Free mobile banking

  • No minimum deposit to open

Qualifying for the higher Kasasa Saver rate isn’t hard at all… 

Qualifying for your Kasasa Cash or Kasasa CashBack rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa CashBack account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases

  • Be enrolled in and log into online banking

  • At least 1 direct deposit, ACH payment, or bill pay transaction

If for some reason you don’t meet these qualifications, don’t worry — You can still earn our base rate on Kasasa Saver and get right back to earning full rewards the very next cycle that you qualify.