Rewarding Checking Accounts in Libby, MT

Finding the right place to manage your money shouldn't feel like a chore. At Lincoln County Credit Union, we believe your checking account should do more than just hold your balance—it should work for you. As a local institution rooted right here in Libby, we are proud to offer banking solutions that prioritize our members' financial health and reward them for their everyday banking habits.

Whether you are looking for a simple way to avoid fees or a powerful account that earns you extra cash, our team is here to help you find the perfect fit.

Bank Locally With Kasasa Free Checking

We know that our neighbors in Libby value both hard work and smart choices. That is why we offer Kasasa Checking Accounts. These aren't your typical "big bank" accounts. Kasasa is a suite of free checking options that reward you for things you’re likely already doing, like using your debit card or receiving your statements electronically.

With no monthly maintenance fees and the ability to earn significant rewards, these accounts are designed to keep more money in your pocket while providing the modern convenience you expect from a local credit union.

Choose the Reward That Fits Your Life

Everyone handles their finances differently, which is why we offer three distinct types of Kasasa Accounts. Each one is free, and each one comes with nationwide ATM withdrawal fee refunds, so you can access your cash wherever your travels take you.

Free Kasasa Cash

If you want your balance to grow faster, Kasasa Cash is the choice for you. This account pays high dividend earnings on your balance when you meet the simple monthly qualifications. It is a great way to make your "rainy day fund" or everyday spending money work harder without any extra effort.

• Earn high dividends on your balance.

• Get refunds on ATM withdrawal fees nationwide.

• Option to link a free Kasasa Saver Account to automate your savings.

Free Kasasa CashBack

Prefer to see your rewards every time you swipe? Kasasa CashBack puts money back into your account based on your debit card purchases. It is a straightforward way to get a "discount" on your groceries, gas, and everyday essentials just by using your Lincoln County CU Debit Card.

• Earn cash back on debit card purchases.

• Get refunds on ATM withdrawal fees nationwide.

• Link to a free Kasasa Saver to build your nest egg automatically.

Free Kasasa Tunes

For those who love their digital media, Kasasa Tunes is the perfect match. This account is designed to fund your entertainment by providing refunds on the apps, music, and movies you buy most.

• Earn refunds every month on purchases from iTunes, Amazon, or Google Play.

• Get $20 in refunds on purchases just for signing up.

• Get refunds on ATM withdrawal fees nationwide.

The Perks of Banking With Lincoln County Credit Union

When you bank with Lincoln County Credit Union, you aren't just a customer; you are a member and an owner. Unlike traditional banks that focus on shareholder profits, our goal is to provide better service and more rewards to our members in Libby and the surrounding communities.

Beyond our Kasasa Accounts, we offer the personal touch that only a local credit union can provide. From helping you navigate your first account to providing financial education for the long haul, we are invested in your success.

Visit Us in Libby or Apply Online

We make it easy to switch to a better checking experience. If you enjoy a face-to-face conversation, stop by our Libby branch to speak with a member service representative. If you're on the go, you can complete your application online in just a few minutes.

We are located right here in the heart of Lincoln County, ready to help you make the most of your money.

Common Questions About Our Checking Accounts

Are these accounts really free?

Yes! Our Kasasa Cash, CashBack, and Tunes accounts have no monthly maintenance fees.

How do I earn the rewards?

Earning rewards is easy. Generally, you just need to perform a few basic activities each month, such as using your debit card a certain number of times or signing up for e-statements. If you don't meet the qualifications one month, don't worry—your account is still free, and you can try again the next month.

What if I use an ATM that isn't owned by the Credit Union?

That is the beauty of Kasasa. When you meet your monthly qualifications, we refund those pesky ATM fees from other banks nationwide, so you can access your money whenever you need it.