Let Your House Pay You Back

Your house is an asset that can help you reach other financial goals. When you have equity in your house you can turn it into an affordable home equity loan from Lincoln County Credit Union.

The equity you have built up in your home is probably the most valuable financial asset you have. Equity is the difference between the present market value of your home and the total of any outstanding mortgages and other liens. If you have been a homeowner for several years, there's a good chance that you have more equity in your home than you might realize. As the market value of your home increases, so does your equity. That's important because your home's equity can be used as collateral for low-cost equity financing.

Home equity loans are perfect for financing larger expenses such as major home improvement, a new vehicle, high-interest debt consolidation, educational expenses, etc. The repayment term and payment amounts are fixed for the life of the loan, making it a good option for those who prefer fixed payments for budgeting purposes.
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