Share Savings Account

Rates are effective as of February 1st, 2014

Tier 1 $0.00 - $5,000 0.10%
Tier 2 $5,000.01 - $10,000 0.15%
Tier 3 $10,000.01 - $20,000 0.20%
Tier 4 $20,000.01 and above 0.30%

All rates are Annual Percentage Yield. Dividends are compounded quarterly.


Share Certificates

Rates are effective as of February 1st, 2014

Minimum $10,000

18 Months 0.40%
2 Years 0.50%
3 Years 0.60%
4 Years 0.75%
5 Years 1.00%

A penalty will be imposed for early withdrawal.


Individual Retirement Account

Rates are effective as of February 1st, 2014

Tier 1 $0.00 - $20,000 0.30%
Tier 3 $20,000.01 - $100,000 0.50%
Tier 4 $100,000.01 and over 0.75%

All rates are Annual Percentage Yield. Dividends are compounded quarterly.


Money Market Share Draft Account

Rates are effective as of February 1st, 2014

$0.00 - $5,000.00 0.15%
$5,000.01 - $10,000.00 0.20%
$10,000.01 - $20,000.00 0.25%
$20,000.01 - $100,000.00 0.30%
$100,000.01 and over 0.35%

All rates are Annual Percentage Yield. Dividends are compounded monthly.
A limit of three checks and three transfers per month. Additional transactions will be charged a $2.00 over limit fee.


High Yield Checking

Rates are effective as of February 1st, 2014

Minimum balance $5,000. $25.00 service charge if balance falls below $5,000 at any time within the month. No per check charge, unlimited check writing. FREE Instant Cash and Check Card. Business accounts not eligible.

Dividend rate is 0.10%.

All rates are Annual Percentage Yield. Dividends are compounded monthly.

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