Lincoln County Credit Union Privacy Notice
Lincoln County Credit Union is owned by its members and run by a volunteer board of directors you elect. You can be confident that your financial privacy is a top priority. We are providing you this privacy notice to explain how we collect, use and safeguard your personal finances. If you have any questions, please contact a member services representative at 406-293-7771.
We are committed to providing you with competitive products and services to meet your financial needs. In order to do so, we occasionally make arrangements with companies that provide either services to us or additional financial products for you to consider.
Under these circumstances, we may disclose all of the information we collect, as described below, to companies that perform marketing or other services on our behalf or to other financial institutions with whom we have joint marketing agreements. To protect our members’ privacy, we work only with companies that agree to maintain complete confidentiality. We do not allow these companies to sell to third parties the information we provide to them.
Information We Collect and Disclose About You
We collect and may disclose nonpublic personal information about you from the following sources:
Information we receive from you on membership and loan applications and other forms; Information about your transactions with us or others; Information we receive from a consumer reporting agency; Information obtained when verifying the information you provide on an application or other forms, such as from your current or past employers or from other institutions where you conduct financial transactions.
We may also disclose information we collect about you under other circumstances as permitted or required by law. These disclosures typically include information to process transactions on your behalf, conduct operations of our credit union, follow your instructions as you authorize, or protect the security of our financial records.
If you terminate your membership with Lincoln County Credit Union, we will continue to adhere to the privacy practices as described in this notice.
How We Protect Your Information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. Our employees are trained in the importance of maintaining strict confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with federal regulations and leading industry practices to safeguard your nonpublic personal information.
